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Agri Business Finance

Agri Business FinanceSince 1985, Agri Business Finance has provided a convenient source of crop financing for customers. They’ve helped farmers and their input suppliers alike by providing farmers with financing solutions at competitive rates. Ultimately, ABF continues to provide producers with the opportunity to increase sales and manage receivables better and to create enhanced seasonal cash flow.

With a distinctive and simplified financing process, customers deal directly with ABF employees on a one-on-one basis. Unique to ABF is its ability to interact more directly and personally than many banks can or are willing to.

ABF has built farmer financing programs that create value to the agronomy dealers they partner with as well. They provide them with a competitive farmer financing program and assist in the management of risk associated with extended accounts receivable.

As a member of the KOVA Ag Team, ABF is uniquely positioned to help the grower reap the rewards of dealing with several different entities that impact their operation. These KOVA Ag Team member companies provide alternate solutions for producers that appropriately apply to their financing needs. In addition, each of these other business units embodies the trust and integrity that makes ABF a financial provider of choice.

Operating Loans

ABF, Inc. has been supplying seasonal operating loans to grain producers in the Midwest for over a quarter of a century. Our strong history supports our focus for the future — providing flexible and competitive operating loans for your business.

Program benefits include:

  • Quick local loan decisions
  • Simple application process
  • Customized loan terms
  • Competitive rates
  • Agriculture focused lenders

Equipment Financing

Our Equipment Financing program offers an array of equipment loans and leases for funding agricultural equipment. Specialty equipment, trucks, trailers and vehicles may be eligible. Multiple structures are offered. We customize lease and loan terms and payment schedules to meet your needs.

Program benefits include:

  • Financing of new and used agricultural equipment, including specialty equipment, trucks, trailers and vehicles
  • Flexible lease structures, offering opportunities to realize tax benefits
  • Fixed rate loan options
  • Fully pre-payable without penalty
  • Quick application and documentation processes

Farm Real Estate

Our Real Estate Financing program is designed for production agriculture. Land must have an agricultural purpose and may include improved or unimproved property. A large variety of fixed and variable rate products are offered, including options for full-open and lockout pre-payment structures.

Program benefits include:

  • Competitive long term fixed and variable rate products
  • Revolving Lines of Credit
  • Annual, semi-annual, quarterly and monthly repayment terms
  • Fully pre-payable and lockout product options
  • On-The-Spot and traditional application processes, providing efficient turn-around and friendly service


Paul Barnard, Agri Business Finance

“ABF provides customers flexibility and attention – both in terms of attention to detail and attention on a personal basis. Our process is simpler and personalized and that’s value to our customers.”

Paul Barnard, General Manager